Terms of use

Using the website

By using the website, you agree to these terms. If you do not agree, stop using it. The website is owned and published by financecalc.co.uk; questions about these terms can be sent to [email protected]. No account or payment is required for the current tools.

Information and estimates

Our calculators and guides provide general information. They are not personal financial, investment, tax or legal advice. A result is not a lender’s offer, a guarantee of returns, a tax assessment or confirmation that a product is suitable for you.

Read each tool’s scope and assumptions, check your inputs and verify relevant current rules and provider terms before acting. You are responsible for deciding whether a calculation fits your circumstances. Investment values can fall, and you may receive less than you invest.

Accuracy and availability

We aim to provide useful calculations, but errors, omissions and interruptions can occur. Rates and legislation can change. We may correct content, change features or withdraw a tool. We do not promise uninterrupted access or that every scenario is covered. Report suspected errors through our contact page.

Acceptable use

You may use the tools for lawful personal or business information purposes and share links to public pages. Do not attempt to disrupt the service, bypass security, introduce malicious code, misrepresent our results or access information you are not entitled to access. Automated access must not impose excessive load or ignore applicable access controls.

Content and third-party links

The site’s original content, branding and code are protected by applicable intellectual-property law. Do not republish substantial parts of the site or imply endorsement without permission. This does not restrict uses allowed by law. Linked official sources and third-party sites have their own terms; we do not control their content or services.

Liability and statutory rights

To the extent permitted by law, we do not accept responsibility for losses caused by reliance on an estimate outside its stated scope or by inaccurate inputs. Nothing in these terms excludes or limits liability that cannot lawfully be excluded, including for fraud, fraudulent misrepresentation or death or personal injury caused by negligence. Your mandatory consumer rights remain unaffected.

Privacy, changes and disputes

Our privacy and cookie policies explain how information is handled. We may revise these terms, with the current version dated on this page. Please contact us first about any dispute. Nothing here removes protections or access to courts that applicable law gives you.