UK Pension Calculator
Plan for your retirement with our free UK pension calculator. Project your pension pot growth, estimate drawdown income, and check your State Pension entitlement.
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Projected pension at retirement
Projected pension pot£657,353
Total contributions£247,000
Total growth£410,353
Years to retirement37
Projected pot at age 67£657,353
Based on a current pension pot of £25,000, with monthly contributions of £300 from you and £200 from your employer, at an annual growth rate of 5% (after a 0.75% management charge), your pension pot could be worth £657,353 by age 67. Of that, £247,000 would be from contributions and £410,353 from investment growth.
Pot breakdown
Your contributions£158,200
Employer contributions£88,800
Growth£410,353
Pot growth over time
ContributionsGrowth
Year-by-year breakdown
| Age | Opening | Your Contributions | Employer Contributions | Growth | Closing |
|---|---|---|---|---|---|
| 31 | £25,000.00 | £3,600.00 | £2,400.00 | £1,201.71 | £32,201.71 |
| 32 | £32,201.71 | £3,600.00 | £2,400.00 | £1,513.81 | £39,715.52 |
| 33 | £39,715.52 | £3,600.00 | £2,400.00 | £1,839.45 | £47,554.97 |
| 34 | £47,554.97 | £3,600.00 | £2,400.00 | £2,179.19 | £55,734.16 |
| 35 | £55,734.16 | £3,600.00 | £2,400.00 | £2,533.66 | £64,267.82 |
| 36 | £64,267.82 | £3,600.00 | £2,400.00 | £2,903.49 | £73,171.30 |
| 37 | £73,171.30 | £3,600.00 | £2,400.00 | £3,289.34 | £82,460.64 |
| 38 | £82,460.64 | £3,600.00 | £2,400.00 | £3,691.92 | £92,152.57 |
| 39 | £92,152.57 | £3,600.00 | £2,400.00 | £4,111.95 | £102,264.51 |
| 40 | £102,264.51 | £3,600.00 | £2,400.00 | £4,550.18 | £112,814.69 |
| 41 | £112,814.69 | £3,600.00 | £2,400.00 | £5,007.40 | £123,822.09 |
| 42 | £123,822.09 | £3,600.00 | £2,400.00 | £5,484.43 | £135,306.52 |
| 43 | £135,306.52 | £3,600.00 | £2,400.00 | £5,982.14 | £147,288.66 |
| 44 | £147,288.66 | £3,600.00 | £2,400.00 | £6,501.42 | £159,790.08 |
| 45 | £159,790.08 | £3,600.00 | £2,400.00 | £7,043.20 | £172,833.28 |
| 46 | £172,833.28 | £3,600.00 | £2,400.00 | £7,608.47 | £186,441.75 |
| 47 | £186,441.75 | £3,600.00 | £2,400.00 | £8,198.23 | £200,639.98 |
| 48 | £200,639.98 | £3,600.00 | £2,400.00 | £8,813.54 | £215,453.52 |
| 49 | £215,453.52 | £3,600.00 | £2,400.00 | £9,455.53 | £230,909.05 |
| 50 | £230,909.05 | £3,600.00 | £2,400.00 | £10,125.34 | £247,034.39 |
| 51 | £247,034.39 | £3,600.00 | £2,400.00 | £10,824.17 | £263,858.56 |
| 52 | £263,858.56 | £3,600.00 | £2,400.00 | £11,553.29 | £281,411.85 |
| 53 | £281,411.85 | £3,600.00 | £2,400.00 | £12,314.01 | £299,725.86 |
| 54 | £299,725.86 | £3,600.00 | £2,400.00 | £13,107.70 | £318,833.56 |
| 55 | £318,833.56 | £3,600.00 | £2,400.00 | £13,935.78 | £338,769.35 |
| 56 | £338,769.35 | £3,600.00 | £2,400.00 | £14,799.76 | £359,569.10 |
| 57 | £359,569.10 | £3,600.00 | £2,400.00 | £15,701.17 | £381,270.27 |
| 58 | £381,270.27 | £3,600.00 | £2,400.00 | £16,641.65 | £403,911.92 |
| 59 | £403,911.92 | £3,600.00 | £2,400.00 | £17,622.89 | £427,534.81 |
| 60 | £427,534.81 | £3,600.00 | £2,400.00 | £18,646.65 | £452,181.46 |
| 61 | £452,181.46 | £3,600.00 | £2,400.00 | £19,714.78 | £477,896.23 |
| 62 | £477,896.23 | £3,600.00 | £2,400.00 | £20,829.20 | £504,725.43 |
| 63 | £504,725.43 | £3,600.00 | £2,400.00 | £21,991.91 | £532,717.34 |
| 64 | £532,717.34 | £3,600.00 | £2,400.00 | £23,205.02 | £561,922.36 |
| 65 | £561,922.36 | £3,600.00 | £2,400.00 | £24,470.70 | £592,393.06 |
| 66 | £592,393.06 | £3,600.00 | £2,400.00 | £25,791.23 | £624,184.29 |
| 67 | £624,184.29 | £3,600.00 | £2,400.00 | £27,168.99 | £657,353.28 |