UK Cash Back Calculator

Calculate how much cashback you'll earn on your purchases

Cash Back Calculator

Calculate how much cashback you'll earn on purchases

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Results

Cash Back Earned £50.00
Purchase Amount £1,000.00
Cash Back Rate 5.0%

How It Works

Formula: Cash Back = Purchase Amount × Cash Back Rate

Example: £1,000 purchase with 5% cash back = £50 earned

Cash back does not incur additional fees and is a simple way to earn money on purchases you're already making.

UK Cash Back Information 2025/26

Top Credit Cards

  • Amex Platinum: 5% groceries, 1% elsewhere
  • Chase Freedom: 1% all purchases
  • Santander 123: 1-3% selected categories
  • Barclays Rewards: 0.25% all purchases
  • Tesco Clubcard: 1 point per £1 spent

Cash Back Websites

  • TopCashback: Up to 30% at some retailers
  • Quidco: Similar rates to TopCashback
  • Honey: Automatic coupon codes + Gold rewards
  • Rakuten: International cash back site
  • Airtime Rewards: Mobile bill credits

Mobile Apps

  • Airtime Rewards: In-store cash back
  • Jam Doughnut: Grocery receipt scanning
  • Shopmium: Product-specific offers
  • CheckoutSmart: Receipt rewards
  • Zipzero: Petrol station rewards

Maximising Returns

  • Stack multiple cash back sources
  • Use cash back sites for online shopping
  • Pay with rewards credit cards
  • Check for promotional rates
  • Set up price alerts and notifications